Buying your next home when you've outgrown the first one

Start with your current home, not the listings. Find out what it's worth, what you'd walk away with after the sale, and what a lender will approve you for on the next one. Then decide whether to sell first or buy first. Once those numbers are clear, you'll know exactly which homes are worth touring.

How do I know it's the right time to move up?

It's the right time when the home you have no longer works for the life you're living and the numbers on the next one make sense. Trying to guess the market isn't a plan. Knowing what you can afford is.

I'd look at three things before anything else: what your current home would sell for, what you'd net after costs and paying off the loan, and what monthly payment you're comfortable with on the next place. If those line up, waiting for the "perfect" moment usually just means living with the problem longer.

If they don't line up yet, that's useful too. You'll know what has to change, whether that's saving more, making a few updates to your current home, or adjusting what you're shopping for.

Can I use the equity in my current home to buy the next one?

Yes, and for most move-up buyers that equity is the biggest piece of the plan. The simplest way is to sell your current home and put what you walk away with toward the next one.

There are also ways to use that equity before your home sells, like borrowing against it or using a loan meant to bridge the gap between the two purchases. Each option has its own costs and rules, and whether any of them fit depends on your income, your credit, and your overall finances. That's a conversation for a lender, and I'd have it before you start touring.

Selling a home can also bring up tax questions, depending on how long you've owned it, how you've used it, and what you do next. There are rules that can come into play, so talk to a CPA or tax advisor. I'm not a lender or a tax professional, and nothing on this page is financial or tax advice.

Should I sell my house first or buy first?

It depends on how much risk you can carry. Selling first means you know exactly how much you have to spend, but you may need a short-term place to live in between. Buying first means one move, but you may be paying for two homes for a while or writing an offer that depends on your sale, which can be harder to win with.

There's no right answer for everybody. I'd rather map out both versions with your real numbers and let you pick the one you can sleep with. I wrote a whole page on how buying before you sell works if that's the direction you're leaning.

What should I prioritize in my next home, more space or a better location?

Decide what you're moving for, then protect that one thing. If you're leaving because you ran out of room, space comes first. If you're leaving because of your commute or where you want to spend your time, location comes first.

Most move-up buyers want both, and the budget usually forces a tradeoff. You can add on to a house or rework a floor plan later. You can't move the lot. I'd lean toward the right location with a layout that works and rooms that give you some flexibility, over a bigger house somewhere that doesn't fit your day-to-day life.

Before we tour, I'll ask you to split your list into must-haves and nice-to-haves. It keeps you from falling for a house that checks the fun boxes and misses the ones that made you want to move. When you're ready to look, you can search homes for sale here.

How do I get my current home ready to sell while I'm shopping?

Do the prep early, before the house you want shows up. Once you're in escrow on the next one, you won't have much time or patience for contractors.

Buyers notice the first 30 seconds: paint, lighting, flooring, curb appeal, and anything that looks like a repair project. That's where I'd put your money, not into a remodel you're about to leave. My Show-Ready-Seller® System starts with a free report showing what your home is worth now and what it could be worth with the right updates. You can request your home's value here.

When we do the prep, my S-R-S® Concierge coordinates the contractors, cleaners, staging, and media, so you're not managing vendors while you're also house hunting.

How do I compete for a single-family home in Burbank and the Valley?

Be ready before the right house hits the market. That means a solid pre-approval, a clear plan for your current home, and a maximum price you've already decided on. Sellers look at how likely a deal is to close, not only the price.

Your current home is part of your offer, so a seller will want to know how you're handling it. If your offer depends on selling it, having it prepped, priced, and ready to list makes that offer a lot easier to say yes to.

When the right one shows up, we move quickly. I'll show it to you myself, pull the comparable sales, and write an offer built on what homes like it are actually selling for, not on how badly you want it.

What does working with you look like when I'm buying and selling at the same time?

You get one plan and one person running both sides. I start with the real number: what your home should sell for, what you'll net, and what you're approved for. Then we set the order of operations so the two deals don't trip over each other.

On the buy side, I show you homes personally (not an assistant), write the offer, and manage it through escrow. On the sell side, we run my Show-Ready-Seller® System. If you want to talk through your timing, book a call.

“Our journey with Christian Perez started early 2020. Christian worked well with us and always kept an eye out for our interests. Christian would go above and beyond to ensure he was always to date with our wants and needs by checking in with us. Once we found our home in early 2022, Christian made sure to get us in to see it immediately and before the end of the night, he had our offer in. We were ready to go way over asking and with Christian’s knowledge, he kept us in our budget and got us the home! We would unquestionably recommend him to all our close friends and family!”

Zillow review · June 2022Crystal & Luis A.Buyers, North Hills

5-star reviews on Zillow

More from my buyers

Zillow review · March 2021

“Christian was awesome to work with, he was so thorough on everything and very smart with his approach throughout our whole process. He was able to close a deal that was almost impossible, the best Realtor to work with!”

Zillow reviewerBuyer, Ontario

Zillow review · April 2020

“I just told him what I wanted and needed and the next day he found my retirement home. He was very professional, thoughtful, and kind. He made purchasing our home easy and pleasant and everything went very smoothly. I would highly recommend Christian Perez.”

Maria LuisaBought a retirement home, Santa Clarita

Zillow review · July 2019

“Christian was amazing in helping with the bigger purchase I’ve ever made. I appreciate his enthusiasm in getting me exactly what I wanted! He was great and I felt extremely comfortable working with him. I will absolutely be using him in the future for when I sell or purchase again! He’s a great agent and an even better person! Thanks again brother!”

Joseph M.Buyer, Azusa

Zillow review · September 2018

“Christian started working with us while we were renting and he was the property manager. We had such a pleasant experience with him that we decided to have him represent us when we decided to buy. He was very patient and helpful while we changed our minds about where we were going to live and made each step in the buying process go so smooth you would think buying a house is easy! It was actually a little bitter sweet when we closed escrow because we knew our journey with was coming to an end. We did get a bonus though because not only did we get a great house, we got an awesome friend too!”

DanniBuyers, Anaheim

How I help buyers

A clear plan from pre-approval to keys

You always know what happens next, and you work with me the whole way. No hand-offs to an assistant.

Start Your Home Search
  1. Step 1: Get clear

    Know your real number

    Before we look at a single house, we get you pre-approved and sort out wants from needs, so you know exactly what you can afford and what you're shopping for.

  2. Step 2: See homes fast

    Get in before they're gone

    Good homes move quickly. I set up your search, send you new listings as they hit, and show them to you personally. Not an assistant.

  3. Step 3: Write the offer

    Compete with real data

    Your offer is built on what similar homes actually sold for, not guesswork, so you can compete without overpaying.

  4. Step 4: Negotiate & close

    Get to the keys

    I handle the negotiation, inspections, and escrow with you the whole way, so nothing slips between an accepted offer and closing day.

  5. Step 5: Move in

    Start your next chapter

    After closing, you get your next steps, plus connections to contractors and vendors if you're planning to update the home.